LIFE-STYLE® Final Expense Commissions

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Simplified Issue

 

Commissions Percentage of Premium

Plan Type

Issue Ages

1st Year

SIWL (Level Pay)

50-79

115.0%
2nd 3rd 4th

13

9

9
5th 6th-10th Service Fees 11+

9

5

1.5

Plan Type

Issue Ages

1st Year

SIWL (Level Pay)

80-85

57.5%
2nd 3rd 4th

9

9

9
5th 6th-10th Service Fees 11+

9

5

1.5

Plan Type

Issue Ages

1st Year

SIWL (10-Pay)

50-79

95.0%
2nd 3rd 4th

9.75

6.5

6.5
5th 6th-10th Service Fees 11+

6.5

3.25

N/A

Plan Type

Issue Ages

1st Year

SIWL (10-Pay)

80-85

50.0%
2nd 3rd 4th

6.5

6.5

6.5
5th 6th-10th Service Fees 11+

6.5

3.25

N/A

Plan Type

Issue Ages

1st Year

SIWL (20-Pay)

50-70

100.0%
2nd 3rd 4th

11.5

7.75

7.75
5th 6th-10th Service Fees 11+

7.75

4.25

N/A

Riders (SIWL)

 

Issue Ages

1st Year

Child Term Rider

15 days - 17 Yrs.

115.0%
2nd 3rd 4th

13

9

9
5th 6th-10th Service Fees 11+

9

5

1.5
 

Issue Ages

1st Year

ADB

50-60

115.0%
2nd 3rd 4th

9

9

9
5th 6th-10th Service Fees 11+

9

5

1.5

Graded Death Benefit

 

Commissions Percentage of Premium

Plan Type

Issue Ages

First Year

Graded Death Benefit (GDB)

50-79

110.0%
2nd 3rd 4th

13

9

9
5th 6th-10th Service Fees 11+

9

5

1.5

Plan Type

Issue Ages

First Year

Graded Death Benefit (GDB)

80-85

55.0%
2nd 3rd 4th

9

9

9
5th 6th-10th Service Fees 11+

9

5

1.5

Modified Benefit

 

Commissions Percentage of Premium

Plan Type

Issue Ages

1st Year

Modified Benefit WL (MBWL)

50-79

60.0%
2nd 3rd 4th

13

9

9
5th 6th-10th Service Fees 11+

9

5

1.5

Plan Type

Issue Ages

1st Year

Modified Benefit WL (MBWL)

80-85

45.0%
2nd 3rd 4th

9

9

9
5th 6th-10th Service Fees 11+

9

5

1.5

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