LIFE-STYLE® Final Expense
Product Summary
Three Plan types are available:
Simplified Issue
Graded Death Benefit
Modified Benefit
A small face amount product available to applicants ages 50 - 85 with simplified issue underwriting. The SIWL product is an immediate death benefit plan. An Accidental Death Benefit rider and a Child Insurance rider are available.
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SIMPLIFIED ISSUE
Benefits Per Age Group |
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| Issue Age: 50 - 85 | 50 - 70 | 50 - 80 | 81 - 85 |
| Minimum face amount | $3,000 | $3,000 | $3,000 |
| Maximum face amount | $35,000 | $35,000 | $10,000 |
| Premium Payment Period Options | 10 Pay / 20 Pay1 / Life | 10 Pay / Life | 10 Pay / Life |
120 Pay - Only Available for age group 50-70
| Benefit Description | The SIWL, Level Death Benefit plan, pays the face amount while the policy is in force. Subject to policy provisions | ||||||
| Premium Mode Policy Fee |
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| Underwriting Classes |
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| Guarantees | Level Premiums / Level Death Benefits / Cash Values |
RIDERS (SIWL)
| Accidental Death Benefit | Rider pays a death benefit in addition to the base policy if death is caused by an accident, subject to policy provisions.
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| Child Insurance Rider | Rider pays a $5,000 death benefit on eligible children
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GRADED DEATH BENEFIT
Benefits Per Age Group |
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| Issue Age: 50 - 85 | 50 - 80 | 81 - 85 | |
| Minimum face amount | $3,000 | $3,000 | |
| Maximum face amount | $25,000 | $10,000 | |
| Premium Payment Period Options | Life | Life | |
| Benefit Description Benefit Grade per year |
Accidental Death Benefit (ADB)
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| Premium Mode Policy Fee |
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| Underwriting Classes |
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| Guarantees |
Level Premiums / Level Death Benefits / Cash Values |
MODIFIED DEATH BENEFIT
Benefits Per Age Group |
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| Issue Age: 50 - 85 | 50 - 85 | ||
| Minimum face amount | $3,000 | ||
| Maximum face amount | $10,000 | ||
| Premium Payment Period Options | Life | ||
| Benefit Description Benefit Grade per year |
Accidental Death Benefit (ADB)
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| Premium Mode Policy Fee |
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| Underwriting Classes |
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| Guarantees |
Level Premiums / Level Death Benefits / Cash Values |
Rate Calculators
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Contact North Coast Life Insurance Company for complete details
