10 Year Term | Level term to 95 with premiums guaranteed for the initial 10 year period |
15 Year Term | Level term to 95 with premiums guaranteed for the initial 15 year period |
20 Year Term | Level term to 95 with premiums guaranteed for the initial 20 year period |
10 Year Term | 18 - 75 |
15 Year Term | 18 - 65 |
20 Year Term | 18 - 60 |
Preferred Plus |
Preferred |
Standard Rates |
Preferred |
Standard Rates |
Waiver of Premium Benefit | If insured become totally disabled, the Waiver of Premium Benefit pays the policy premiums. |
Children's Insurance Benefits | Expires at the earlier of the insured child's age 25 or the policy insured's age 65. Can be converted to permanent insurance at expiration. |
Terminal Illness Benefit | No-additional cost. One-time benefit. Allows access up to 50% (to maximum of $250,000) of face amount of the policy in the event the insured is diagnosed after effective date of policy, with terminal illness where life expectancy is 12 months or less. |
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